SBA Loans For Buying a Business

An SBA loan can be used to buy an existing company or to increase your ownership in your current business when you have partners. SBA loans combine favorable terms with the flexibility you need to purchase an existing business or franchise. Most importantly, buying a business with an SBA loan only requires a 10% down payment. Ready to own the business you’ve always wanted? Let’s make it happen!

✅ SBA loans up to $5M

✅ Low 10% down payment or even lower with seller notes*

✅ Competitive rates starting at Prime + 0.5% (8.5%)

✅ Perfect for buying an existing business

We Make Small Business Loans Easier, Faster, And Affordable.

How It Works

  • Fill out a quick application — no paperwork or hard credit pull required.

  • We’ll match you with the best SBA loan options based on your business profile.

  • Our lending partners review your application. Most approvals happen in just a few days.

  • Once approved, funds are deposited directly into your business bank account.

Business Acquisition SBA Loan Highlights

An SBA loan can be used to buy an existing company or to increase your ownership in your current business when you have partners.

✅ Perfect for new business acquisitions & partner buyouts

✅ SBA loans up to $5M or larger parri passu options

✅ Low 10% down payment or even lower with seller notes*

✅ Competitive rates starting at 8.5%

✅ Fast and streamlined process

✅ Done for you business plans & financial projections

SBA Loan For Buying A Business Loan Requirements

To qualify for our SBA Business Acquisition Loan, your business should meet the following requirements:

✅ At least 3 years of business operations

✅ Minimum annual profit of $200,000/year

✅ Minimum Debt Service Coverage Ratio (DSCR) of 1.25x

✅ Minimum credit score of 680

✅ All business and personal debts must be up-to-date

✅ No bankruptcies

✅ Relevant industry management experience preferred

SBA Business Acquisition Loan Documents

Having these documents prepared will expedite your application process and help us better understand your business’s financial situation. Our team is ready to assist you if you have any questions about gathering these materials.

✅ Signed letter of intent(LOI) or purchase agreement

✅ 3 years of business tax returns

✅ 3 years of personal tax returns

✅ Interim profit & loss and balance sheet

✅ Business bank statements for the last 3 months

✅ Business bank statements for the last 3 months

✅ AP (Accounts Payable) & AR (Accounts Payable) reports

Get Funded at the Best Rate & Terms

✅ Access our network of 100+ funding partners

✅ Benefit from lenders competing for your business

✅ Simple, hassle-free application process

✅ Get matched with the right lender quickly

✅ Receive multiple loan offers and special volume discounts

100% Online SBA Loan Service

We are a success based SBA loan consultant that can help you find the best lender for your deal. We get paid by the SBA lender after closing, not by you the borrower.

✅ All your questions answered

✅ Get your loan package ready

✅ Get matched with the right lender

✅ Expert SBA loan help

✅ Get funded at the best terms and rate

✅ Fast and streamlined process

Ready to Get Started?