SBA Real Estate Loans For Commercial Real Estate
Our SBA 7(a) or SBA 504 loans – are the perfect choice for business owners looking to purchase commercial real estate or refinancing their existing loans. Our real estate SBA loans make it easy to buy office space, retail space and commercial buildings. Save money on rent, earn tax deductions and build your business net worth, while putting as little as 10% down. We are one of the very few services that can offer fixed rate financing for SBA 7(a) these loans.
✅ Purchase land, renovate buildings & refinance debt
✅ Competitive fixed rates starting at 6.3% APR
✅ Loan amounts up to $5M (SBA 7a) or $13M (SBA 504)
✅ 25 year fully amortizing loans
✅ 100% online application process
We Make Small Business Loans Easier, Faster, And Affordable.
How It Works
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Fill out a quick application — no paperwork or hard credit pull required.
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We’ll match you with the best SBA loan options based on your business profile.
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Our lending partners review your application. Most approvals happen in just a few days.
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Once approved, funds are deposited directly into your business bank account.
SBA Loans For Real Estate
SBA 7(a) and SBA 504 loans for commercial real estate purchase, refinance or construction. Save money on rent and build your business net worth. We are one of the very few services that can offer fixed rate financing for SBA 7(a) these loans.
✅ Purchase land, renovate buildings & refinance debt
✅ Competitive fixed rates starting at 6.3%
✅ Loan amounts up to $5M (SBA 7a) or $10M (SBA 504)
✅ Terms up to 25 years for real estate
✅ Low 10% down payment, 90% loan to value (LTV)
SBA 7(a) Real Estate Loan Requirements & Highlights
To qualify for our SBA 7(a) Real Estate Loan, your business should meet the following requirements:
✅ Fixed rates starting at 6%
✅ Long amortizing terms of 25 years
✅ 10% downpayment, but 100% financing possible in some cases
✅ Minimum Debt Service Coverage Ratio (DSCR) of 1x
✅ Business must occupy 51% or more of the square footage
✅ Minimum annual profit of $100,000
✅ Minimum 3 years of operating history
✅ Decent to good personal credit
SBA 504 Real Estate Loan Requirements & Highlights
The SBA 504 Loan is a small business mortgage loan program for “owner occupied” business real estate with a 2 loan structure that includes a first mortgage that can be fixed or adjustable and a 20 or 25 year fixed rate 2nd mortgage.
✅ Long-term, fixed rate financing for real estate & fixed asset
✅ 2-Loan structure: 50% first mortgage & 40% SBA CDC second
✅ 10% downpayment for most loans
✅ Fixed rates starting at 5.82% (lower than 7(a) loans)
✅ Loan amounts up to $11.25M or larger for "green" projects
✅ Business must occupy 51% or more of the square footage
✅ Suited for larger businesses with minimum profit of $500,000
SBA Real Estate Loan Document Requirements
Having these documents prepared will expedite your application process and help us better understand your business’s financial situation. Our team is ready to assist you if you have any questions about gathering these materials.
✅ Signed real estate purchase agreement
✅ 3 years of business tax returns
✅ 3 years of personal tax returns
✅ Year to date income statement and balance sheet
✅ Current business debt schedule
✅ Business bank statements for the last 3 months
✅ Articles of organization or incorporation
Get Funded at the Best Rate & Terms
✅ Access our network of 100+ funding partners
✅ Benefit from lenders competing for your business
✅ Simple, hassle-free application process
✅ Get matched with the right lender quickly
✅ Receive multiple loan offers and special volume discounts
100% Online SBA Loan Service
We are a success based SBA loan consultant that can help you find the best lender for your deal. We get paid by the SBA lender after closing, not by you the borrower.
✅ All your questions answered
✅ Get your loan package ready
✅ Get matched with the right lender
✅ Expert SBA loan help
✅ Get funded at the best terms and rate
✅ Fast and streamlined process