SBA 7(a) Small Express Loans for Working Capital

7(a) Small loans are term 7(a) loans up to $500,000, offering low interest rates and repayment terms up to 10 years. These loans also require fewer documents and offer faster processing than traditional SBA 7(a) loans. 

With SBA-capped rates and some of the lowest available APRs, they are the best option for most business owners. 

✅ Loans from $100,000 to $500,000

✅ Interest rates starting from 10.5%

✅ Long 10 year terms

✅ Streamlined process

✅ 100% online application process

We Make Small Business Loans Easier, Faster, And Affordable.

How It Works

  • Fill out a quick application — no paperwork or hard credit pull required.

  • We’ll match you with the best SBA loan options based on your business profile.

  • Our lending partners review your application. Most approvals happen in just a few days.

  • Once approved, funds are deposited directly into your business bank account.

SBA Express Loan Program Highlights

Our SBA Express Loan program offers a streamlined path to the funding your business needs, combining speed, flexibility, and borrower-friendly terms:

✅ Loan amounts from $100,000 to $500,000

✅ SBA-capped rates between 8% to 11.75%

✅ 0% downpayment

✅ 10 year term

SBA Express Loan Requirements

To qualify for our SBA Express Loan, your business should meet the following requirements:

✅ Minimum revenue $250,000

✅ Minimum profit of $30,000

✅ Minimum credit score of 650

✅ Minimum SBSS score of at least 155

✅ At least 3 years in business

✅ No bankruptcies in the last 4 years

✅ All business and personal debts must be up-to-date

✅ American citizen or permanent resident

SBA Express Loan Documents

Having these documents prepared will expedite your application process and help us better understand your business’s financial situation. Our team is ready to assist you if you have any questions about gathering these materials.

✅ 3 years of business tax returns

✅ 3 years of personal tax returns

✅ Year to date income statement and balance sheet

✅ Current business debt schedule

✅ Business bank statements for the last 3 months

✅ Articles of organization or incorporation

Get Funded at the Best Rate & Terms

✅ Access our network of 100+ funding partners

✅ Benefit from lenders competing for your business

✅ Simple, hassle-free application process

✅ Get matched with the right lender quickly

✅ Receive multiple loan offers and special volume discounts

100% Online SBA Loan Service

We are a success based SBA loan consultant that can help you find the best lender for your deal. We get paid by the SBA lender after closing, not by you the borrower.

✅ All your questions answered

✅ Get your loan package ready

✅ Get matched with the right lender

✅ Expert SBA loan help

✅ Get funded at the best terms and rate

✅ Fast and streamlined process

Ready to Get Started?