SBA Loan For Business Partner Buy Out or Partial Ownership Changes
An SBA loan can be used to buy out your business partners and increase your ownership in your business. SBA loans can now also be used to fund the purchase of a portion of one or more owner’s interest in the business.
✅ Full or partial partner buy out
✅ Loans up to $5M
✅ 100% financing with 0% downpayment
✅ Lowest rate and best terms guarantee
✅ 100% online application process
We Make Small Business Loans Easier, Faster, And Affordable.
How It Works
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Fill out a quick application — no paperwork or hard credit pull required.
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We’ll match you with the best SBA loan options based on your business profile.
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Our lending partners review your application. Most approvals happen in just a few days.
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Once approved, funds are deposited directly into your business bank account.
SBA 7(a) Partner Buy Out Highlights
Seize full control of your business with our SBA 7(a) partner buyout loans, offering flexible financing up to 100% of the buyout value, competitive terms, and the rare advantage of fixed-rate options to streamline your transition from partial to complete ownership.
✅ Loan amounts from $500,000 to $5M
✅ SBA-capped rates between 8% - 10.75%
✅ Long 10 year loan terms for the lowest monthly payments
✅ Up to 100% financing for a partner buyout
SBA 7(a) Partner Buy Out Loan Requirements
To qualify for our SBA 7(a) partner buy out loan, your business should meet the following requirements:
✅ Minimum operating history of 3 years or more
✅ Minimum annual profit of $250,000 or more
✅ Minimum Debt Service Coverage Ratio (DSCR) of 1.25x
✅ Must be an active partner for at least two years
✅ Same/higher ownership percentage for two years
✅ Debt-to-net-worth ratio must be 9:1 or less
✅ Minimum credit score of 680
SBA 7(a) Partner Buy Out Loan Documents
Having these documents prepared will expedite your application process and help us better understand your business’s financial situation. Our team is ready to assist you if you have any questions about gathering these materials.
✅ 3 years of business tax returns
✅ 3 years of personal tax returns
✅ Year to date income statement and balance sheet
✅ Current business debt schedule
✅ Articles of organization or incorporation
✅ Business bank statements for the last 3 months
✅ Independent third-party valuation of the business
Get Funded at the Best Rate & Terms
✅ Access our network of 100+ funding partners
✅ Benefit from lenders competing for your business
✅ Simple, hassle-free application process
✅ Get matched with the right lender quickly
✅ Receive multiple loan offers and special volume discounts
100% Online SBA Loan Service
We are a success based SBA loan consultant that can help you find the best lender for your deal. We get paid by the SBA lender after closing, not by you the borrower.
✅ All your questions answered
✅ Get your loan package ready
✅ Get matched with the right lender
✅ Expert SBA loan help
✅ Get funded at the best terms and rate
✅ Fast and streamlined process